Legal

lumi is a financial literacy education platform designed for learning purposes only. All content, lessons, calculators, and tools provided are for educational and informational purposes. They do not constitute professional financial, legal, or tax advice.

Before making any significant financial decisions, we recommend consulting with a licensed financial advisor, accountant, or other professional who can provide advice tailored to your specific circumstances.

lumi does not collect, store, or retain any personally identifiable information (PII), financial data, or sensitive personal information from users.

At lumi, we are committed to protecting your privacy. This platform does not require registration, account creation, or login.

We do not collect:

• Names, email addresses, or contact information
• Financial data or account details
• Social security numbers or government-issued IDs

By accessing and using lumi, you agree to the following terms:

• All content is for educational purposes only
• You will not use lumi for illegal or harmful activities
• You understand that lumi does not provide personalized financial advice
• You will not attempt to scrape, copy, or redistribute lumi content without permission

lumi reserves the right to update these terms at any time. Continued use of the platform constitutes acceptance of any changes.

lumi is designed for users of all ages. Since we do not collect any personal information, we do not have age restrictions or verification requirements. However, users under 18 should use this platform with parental or guardian guidance.